Time management and salary

"Come to us for free money!"

I'm very lucky to be living in Finland - we have very good social security and we get money from the government for all sorts of stuff. So I made some calculations: Let's assume that person studies approximately 5,5 years for a job title (3 years in vocational school or 3+5 years in university or 3+4 years in polytechnic). Usually you have to study like 6 hours a day, which makes 30 hours in a week and 130 in a month. You study for 9 months in a year and therefore you study roughly 1170 hours a year. So 1170 * years of studying is approximately the time you use to GET TO WORK.

Ok, so graduate and go to work. That's 8 hours a day, 40 hours a week and 160 hours a month. When you take off vacations and midweek holidays, you'll get something 10 months of working in a year. That's 1600 hours of work in a year, so if you graduate when you're 25, you're work career will probably last like 40 years. That's 64 000 hours of your life, working.

In Finland we have this bureuacracy office called Kela, which basically pays you money when you're unemployeed, studying, have a child, etc. They pay you 550 euros / month. In a year you get 6600 euros, and you pay ~10% tax off that (funny how in Finland we collect taxes to pay those unemployment support and when you get the money you pay taxes off of that...) So in the end you get 5940 euros / year. If you make around 3000 euros / month in your job, you make around 36 000 euros / year. About 1/4 goes to taxes so you're left with roughly 27 000 euros / year.

So, working for 40 years you make around million euros. That's crazy money! But check this out: if you DON'T work, you get 237 600 euros. That's not bad either! If you assume that Kela stuff takes around 5 hours a month from you, you get 110 euros / hour from them. At work you earn 16,50 euros / hour. I understand people who enjoy working and consider it as one of the greatest things in life. Some even call it their life (poor bastards...). After I did the calculations above, I'm even more convinced that working is not for ME.

Please comment.